The eligibility quiz below will help determine if your mortgage may qualify for assistance through Underwater Georgia.

Please note: The questions apply to you, the homeowner, plus any co-homeowners, co-borrowers, or spouse. If your Pre-Application is selected through the random third-party selection process, your information will be reviewed and verified. All applicants, the property and the mortgage must meet all eligibility requirements to qualify for assistance.


Is this the only home you own?
Did you purchase your home before January 1, 2012?
Do you owe less than $250,000 on your home?
Is your total income at or below the county? limit?
Have you filed your most recent tax return (if required)?
Are you more than 2 months past due on your first mortgage?
Are you in active bankruptcy?
Have you, your spouse, or a co-homeowner/co-borrower previously received assistance from HomeSafe Georgia?